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Gold Card Benefits

Healthy Food, OTC and Utilities, & Transportation Allowances

Benefits that support wellbeing while saving on everyday purchases

As a member of a Gold Kidney Health Plan Medicare Advantage plan, you may be eligible for supplemental benefit allowances that can be used for the purchase of products and services that support your wellbeing. Keep reading to learn what these benefits cover and how to use these allowances through the &more™ Gold Card.

Shop with the &more Gold Card

Using the Gold Card is easy with your &more account in the portal or mobile app.
The &more portal helps you easily manage benefits
  • View allowance balance
  • Manage transactions
  • Find participating stores near you
  • Place OTC orders through MedLine
Get extra convenience with the andmore mobile app
  • Use the in-store item scanner
  • Get notifications when rewards and allowances are added to your account
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Combined OTC & Utilities Benefit

All Gold Kidney Health Plan Medicare Advantage plans offer eligible members a quarterly allowance* for the purchase of non-prescription over-the-counter (OTC) items and/or paying utilities.

You can pay for utility bills through any service provider that accepts Mastercard.

To order from the OTC catalog, you can shop and order online from the &more portal, use your Gold Card in-store at participating merchants, or call &more at (855) 263-6673 (TTY 711).

Shop the OTC catalog

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Healthy Food & Produce Benefit

Eligible members enrolled in a Gold Kidney Health Plan Medicare Advantage plan can get a monthly allowance* for the purchase of healthy food and produce and prepared meals at participating retailers.

Transportation (Rideshare) Benefit

Select Gold Kidney of Arizona Medicare Advantage plans may offer a monthly allowance* for transportation and rideshare services through participating plan merchant platforms, such as Uber or Lyft. Simply use your Gold Card as payment in rideshare apps or in-person.

What’s Covered by the Allowances?

Utilities

  • Electric
  • Natural Gas
  • Water

OTC

  • Cold, flu, and allergy products
  • Dental, denture, and oral care products
  • Diabetes care products
  • Digestive health products
  • Ear, eye, and foot care products
  • First aid supplies
  • Home diagnostic and patient aids
  • Incontinence supplies
  • Pain relief products
  • Sleep aids
  • Supports and braces

Transportation

  • Uber, Lyft, and other rideshares
  • Buses
  • Taxis
  • Trains
  • Ferries

Healthy Food & Produce

Bakery, Baking & Bread
  • Specialty, Whole Grain, White, and Other Breads
  • Bakery and Savory Bakery Items
  • Wheat and Non-Wheat Flours 
Beverages
  • Coffee, Juice, and Tea
  • Water, including Flavored or Sparkling Water
Dairy & Eggs
  • Cheese, Cream, Milk, and Yogurt
  • Substitutes for Cheese, Cream, Milk, and Yogurt
  • Dairy Derivatives & Byproducts
  • Eggs and Egg Substitutes
Fats & Oils
  • Animal Fats and Other Fats
  • Butter and Butter Substitutes
  • Vegetable, Plant, and Other Oils
Pasta, Noodles & Grains
  • Noodles and Pasta
  • Rice and Other Grains
Meat, Poultry, & Seafood
  • Beef, Pork, and Poultry
  • Deli/Cold Cuts
  • Fish, Shellfish, Shrimp, and Seafood Substitutes
  • Meat Substitutes 
  • Other Meats, Proteins, Red Meat, and Seafood
  • Packed Meats and Sausages
Nuts & Seeds
  • Nuts & Seeds: Butters, Processed, and Raw
  • Other Nuts, Seeds, and Trail Mixes
Packaged & Prepared Foods
  • Beans and Legumes
  • Broths, Stocks, and Soups
  • Cereal and Cereal Bars
  • Granola Bars
  • Fresh and Bagged Granola
  • Oats and Oatmeal
  • Packaged Meals
  • Rotisserie Chicken
Produce & Salad Items
  • Fruits
  • Leafy Greens, Root Vegetables, and Starchy Vegetables
  • Other Produce
  • Salad Toppings
Sauces, Condiments & Seasonings
  • Condiments, Dips, Dressings, Sauces, and Food Glazes
  • Herbs, Spices, and Extracts
  • Mustards, Tomato Ketchups, and Vinegars
  • Other Seasonings, Preservatives, and Extracts
  • Pickles/Relishes
  • Sweet Spreads and Other Spreads
Extras
  • Bag fees
  • Delivery and service fees
  • Mom’s Meals (medically tailored meal delivery)
What’s Not Covered?
Food Items
  • Baking/Cooking Mixes
  • Carbonated Beverages and Energy Drinks
  • Candied Nuts & Seeds
  • Candy, Chocolate, Chewing Gum, and Mints
  • Cookies & Sweets
  • Fruit Snacks
  • Hot/Cold Bar Items
  • Prepared Drinks
  • Rice/Pasta/Noodle Kits
  • Snacks & Crackers, including Chips, Crackers, Popcorn, Pretzels, and Snack Mixes
  • Sugar & Sugar Substitutes
  • Sweet Bakery Items
  • Syrup/Treacle/Molasses
  • Toaster Pastries
Non-Food Items
  • Cash or cash equivalents
  • Cooking equipment
  • Household goods
  • Gas/Fuel
  • Gift cards
  • Lottery tickets
  • Tobacco
  • Alcohol
  • Cannabis
  • Firearms

Where to Shop In-Store

Through our partnership with &more, we proudly offer over 60,000 in-network locations to choose from. For your best in-store shopping experience, we recommend purchasing from the following grocery stores.

  • Albertsons
  • CVS & CVS Pharmacy
  • Fry’s Food & Drug
  • Harvey’s
  • Los Altos Ranch Market
  • Navarro Discount Pharmacy
  • Publix
  • Safeway
  • Save a Lot
  • Walgreens
  • Winn-Dixie

To view the full list of participating merchants near you, please sign in to the &more portal.

Get Help with your &more Gold Card

For questions about your Gold Card or shopping experience, or to place an OTC order by phone, call &more at (855) 263-6673 (TTY 711) from Monday to Friday, 8 a.m. to 8 p.m., local time, excluding holidays.

Looking for other resources?

Find forms and other important member resources.
View Resources ⟶

Shopping for a Medicare Advantage plan?

See our Medicare Advantage plans in your area.

View Plans ⟶

Disclaimers

&more Benefits Prepaid Mastercard® is issued by Avidia Bank, pursuant to a license from Mastercard Incorporated. Use of this card is subject to the terms and conditions of the Cardholder Agreement.

Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

*Special Supplemental Benefits for the Chronically Ill (SSBCI) are available to eligible members with qualifying chronic conditions, including diabetes, chronic heart failure, cardiovascular disorders, and chronic kidney disease (stage 3b or higher), and are offered based upon Gold Kidney Health Plan eligibility criteria. SSBCI benefits are not guaranteed and may change each year. For full details, including eligibility requirements and available services, please contact Gold Kidney Health Plan or review your plan’s Evidence of Coverage.

Y0171_LP_BenefitCard_0326_M

 

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Portsmouth, NH 03802

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Gold Kidney Health Plan, Inc.®, is an HMO-POS C-SNP with a Medicare contract.
Enrollment in Gold Kidney Health Plan depends on contract renewal.
Last Updated: Feb. 24, 2026 | Y0171_GKHPWebsite_M_2026 | Copyright © 2026 Gold Kidney Health Plan

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